*Commercial Credit Analyst Summary:* Incumbent is responsible for assisting the Commercial Lending Department in providing services and support to members and staff, including filing, document preparation, tracking data and various administrative support.
*Commercial Credit Analyst* *Qualifications:*
Must have a high school diploma or GED equivalent.
Accounting classes and further education preferred.
Must have a minimum of three (3) years accounting experience in credit union or banking industry.
Incumbent must have working knowledge of the commercial loan process and general credit union/banking product knowledge.
Must possess a valid driver’s license with an acceptable three (3) year driving record preferred.
*Essential Elements of the Commercial Credit Analyst:*
* Maintain a positive and professional image of self and the Credit Union.
* Provide accurate, timely, and courteous service to our members by providing efficient assistance in answering questions and providing professional services.
* Prepare commercial loan write-ups and assist the Commercial Loan Officer on loan preparations for the Loan Committee and appropriate approval authority.
* Process loan documentation for various types of members, including booking loans, pay-off loan release tracking and post-closing on loans.
* Assist with department requirements, including required reporting, deposit of accounts, support to the branches and organizing files.
* Serve as credit analyst preparing loan write-ups and reporting requirements.
* Ability to travel to attend loan closings and meet with loan prospects as required.
* Serve as back-up for the Commercial Lending Coordinator.
* Maintain confidentially and adhere to all security measures and policies and procedures of the Credit Union.
* **Additional Job Requirements:*
* Working knowledge of essential job functions of Commercial Lending Assistant and Commercial Lending Coordinator.
* Actively participate in seminars/training and workshops as required.
* Other administrative duties as assigned by the AVP of Commercial Lending to meet department goals.
*Job Skills and Work Relations:*
Incumbent must demonstrate strong problem-solving skills, math skills, written and verbal communication skills and ability to effectively handle multiple tasks simultaneously.
Working knowledge of Microsoft Outlook, Word, and Excel.
Incumbent must possess good attention to detail, good negotiating skills and display tact and professionalism in working closely with co-workers, other departments and members.
* Benefits:*
401(k) – Traditional and Roth options
401(k) matching (100% on the first 3%, 50% on the next 4%)
Financial Literacy Coaching
Competitive Pay
Health Insurance -Choice of PPO Plans
Dental Insurance
Paid Vision Insurance
Paid Short & Long-Term Disability Insurance
Paid Life Insurance
Virtual Doctor Care via Teledoc
Mental Health Resources
Flexible Spending Account (FSA)
Paid Time Off
Paid Volunteer Time Off
Sick Time
Paid Holidays (Federal holidays observed)
Personal Time
Identity Theft Monitoring
Employee Discounts (loans, travel, fitness, etc.
)
No COVID Vaccination requirement.
MidWest America Federal Credit Union is an Equal Opportunity Employer.
Job Type: Full-time
Pay: From $23.
00 per hour
Schedule:
* Monday to Friday
Work Location: In person
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